Your quick score check.
4 questions. Your financial health score in 30 seconds, using the same method MOY IQ uses inside the app.
The calculation runs in your browser: the amounts you enter are not sent to any server. To show you the result we ask for your email, and we keep your email and your score.
This check uses 4 of the 5 factors in the real MOY IQ Score (cash flow, emergency cushion, debt load and goal progress). The 5th, data consistency, is measured over time inside the app; here it counts as 15 out of 15, the same as in a new account, and the scale (Good, Attention, Risk) is the same as in the app. For guidance only; not financial advice.
MOY IQ runs this calculation every month with your real transactions, and puts budgets, debts and goals in one place. Starter is free: you create an account, no card required.